About our teams

BCR is the place where you learn, grow, and contribute to shaping the future of banking. We are recognized as a school of excellence in banking, a top employer in the banking sector, and a team open to learning, where every colleague feels seen and valued.
We are an organization that values people and supports them in having a life that brings fulfillment, security, and balance.

How you will contribute

As our Financing Programs Manager, we’re looking for someone who is curious, open-minded and comfortable thinking outside the box. Someone who asks questions, explores different perspectives, brings ideas to the table and is ready to express an opinion and provide constructive feedback.

You’ll help turn national and European guarantee schemes and financing programs into practical funding solutions for BCR clients, combining eligibility assessment and transaction structuring with the implementation and development of financing programs across the bank.

• Analyze guarantee schemes and financing programs and translate their requirements into practical financing solutions for BCR clients;
• Assess the eligibility of clients, projects and transactions and provide specialized recommendations for structuring financing under applicable programs;
• Review transaction documentation and ensure compliance with eligibility, guarantee and program requirements;
• Contribute to the development, implementation and ongoing management of guarantee schemes and financing programs, working closely with commercial and internal teams;
• Participate in the negotiation and implementation of guarantee agreements and financial instruments with national and European institutions;
• Provide expert support to BCR commercial teams on guarantee conditions, eligibility requirements, documentation and transaction structuring;
• Analyze portfolio and transaction data using Excel and prepare reports, dashboards and business insights on pipelines, guarantee ceilings, portfolio evolution and program performance;
• Prepare clear and professional PowerPoint presentations and Word documentation for management, colleagues, clients and external partners;
• Contribute to improving products, operational processes, procedures and digital workflows supporting guarantee schemes and financing programs;
• Support training, client discussions and workshops and contribute to identifying new opportunities offered by national and European guarantee and financing instruments.

What will help you be successful

• Good understanding of banking products, lending and guarantee mechanisms;
• Strong analytical skills and ability to interpret eligibility, contractual and program requirements;
• Experience with financing programs, guarantee schemes, or corporate/SME lending would be an advantage;
• Advanced Excel skills for data analysis, reporting and portfolio monitoring;
• Good PowerPoint and Word skills for preparing presentations, analyses and business documentation;
• Good communication and collaboration skills and the confidence to share ideas, challenge assumptions constructively and give and receive feedback;
• Attention to detail combined with a good business and client perspective;
• Curiosity, initiative and an improvement mindset, with the willingness to explore new approaches rather than simply follow existing ways of working;
• Ability to work effectively across multiple programs and stakeholders;
• Very good command of English.

Sounds like you’d be a good fit? Check out what we provide for our people

• Monthly budget for flexible benefits through the Benefit Online platform;
• 13th month salary;
• Performance-based bonus;
• Banking facilities, benefits for private pension and discounts on insurance policies;
• Gifts for special occasions;
• Vacation allowance;
• Private medical services for you and your family;
• Hybrid and flexible work schedule;
• 1 month / per year of remote work from abroad (UE);
• Up to 27 vacation days depending on your professional experience;
• Extra 7 days off per year if you have used up your vacation days;
• One day off for your birthday;
• Wellbeing, personal and professional development programs, and platforms that allow you to learn anytime, anywhere, and from any device;
• Subscription to Bookster.
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