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Product Manager - PI Lending

Product Manager - PI Lending

City:  Bucuresti
Type of contract:  Unlimited
Discipline:  Retail banking

About our team

BCR is the place where you learn, grow, and contribute to transforming the future of banking. We are recognized as a school of excellence in banking, a top employer in the banking sector, and a team open to learning, where every colleague feels seen and valued.
We are an organization that values people and supports them in leading a life that brings fulfillment, security, and balance.

How you will contribute

  • You analyze and monitor the performance of managed products and propose improvements to maximize profitability;
  • Manage and optimize end-to-end processes related to lending products, for private individuals customers;
  • Define promotional and sales strategies for private individuals loan products to achieve business objectives;
  • Propose and evaluate sales targets for the Retail Distribution Network and participate in the budgeting process;
  • Develop new products and services tailored to customer needs and business strategies;
  • Ensure compliance with the requirements of external and internal regulatory entities in the development and monitoring of products;
  • Collaborate with support entities to improve products and processes, including handling customer complaints and operational risks;
  • Participate in promotional campaigns, marketing research, and defining pricing strategies for managed products;
  • You will contribute in digitalization for the private individual loans in digital lending lab, including strategy, analyze and test our products before implementation.

What will help you be successful

  • Good understanding of the lending market: competition screening, digitalization trends, customers needs dynamic and financial market trends;
  • You like being digital and always find new way to improve yourself;
  • You don’t find it difficult to read and understand a new law in the retail banking field; the EU and local regulators are keep improving the regulatory framework and we don’t compromise in keeping up with any requirement or tight deadline;
  • You like understanding the technical side of the product: we never get bored to submit business specification for new IT change requests, so neither should you;
  • Loving to collaborate with people and be able to motivate, empower, challenge and stimulate them;
  • We count on you to take initiative and to make decisions of your own growth;
  • Proven planning & organizational skills;
  • Excellent Microsoft Excel competencies. We have loads of data to analyze, so we are really counting on your competencies to get the most of it;
  • Minimum of 4 years relevant retail banking experience, out of which minimum 2 years in product management;

Sounds like you'd be a good fit? Check out what we provide for our people

  • Monthly budget for flexible benefits through the Benefit Online platform;
  • 13th month salary;
  • Performance-based bonus;
  • Banking facilities, benefits for private pension and discounts on insurance policies;
  • Gifts for special occasions;
  • Vacation allowance;
  • Private medical services for you and your family;
  • Hybrid and flexible work schedule;
  • 1 month / per year of remote work from abroad (UE);
  • Up to 27 vacation days depending on your professional experience;
  • Extra 7 days off per year if you have used up your vacation days;
  • One day off for your birthday;
  • Wellbeing, personal and professional development programs, and platforms that allow you to learn anytime, anywhere, and from any device;
  • Subscription to Bookster.

Apply now »