About our team

We are the ones reinventing banking every day through digitization solutions, financial education, and sustainable financing. Annually, 1 in 5 Romanians buy a home using BCR's services and products, and 1 in 6 Romanians access personal loans for personal needs.

We are recognized as the best employer in banking according to undelucram.ro platform in 2023, and we hold the Guinness World Record for “The Largest Financial Literacy Lesson”.

How you will contribute

• Manage and develop the assigned client portfolio, proposing individual strategies at the level of each existing client and establishing an active plan to attract potential clients;
• Initiate new transactions, identify and evaluate new business opportunities, facilitate cooperation and cross-selling for other business areas or for the bank's strategic partners;
• Prepare offers for existing or new products and services and ensure the involvement of specialized teams;
• Get involved in structuring financing and transactions that do not involve financing, and actively form and coordinate the teams involved in the transactions;
• Contribute to the drafting of the credit application, follow the approval and implementation of the financing facilities;
• Monitor the quality of the loans in the portfolio and identify the negative evolutions and the risks that may appear regarding the market or the client and optimize the risk / profit ratio by proposing adequate remedial measures;
• Monitor the outstanding amounts from the client and take the necessary measures.

What will help you be successful

• University degree, preferably in Economics, Finance or related fields;
• Minimum 3-5 years of sales experience in financial-banking institutions, Large Corporate area;
• Fluency in English, both spoken and written;
• Excellent knowledge of financial products and banking market;
• Understanding of accounting principles, financial indicators and financial analysis. LMA terms and conditions;
• Excellent relationship, sales and negotiation skills.
• A proactive approach in looking for ways in strengthening business relationship with clients;
• Customer-care attitude and strong abilities to solve promptly and professionally challenges, problems and opportunities;
• Renewable energy project financing previous experience is a plus.
• Energy & Utilities industry knowledge is a plus.

Sounds like you'd be a good fit? Well, check out what we provide for our passionate people

• Monthly budget for benefits through the Benefit online platform;
• Performance-based bonus;
• Banking facilities, benefits for private pension and discounts on insurance policies;
• Holiday bonuses for employees;
• Private medical services for you and your family;
• Hybrid and flexible work schedule;
• Up to 27 days of leave depending on professional experience;
• Extra 7 days off per year if you have used up your vacation days;
• Day off for your birthday;
• Personal, professional, wellbeing development programs, and platforms that allow you to learn anytime, anywhere, and from any device;
• Subscription to Bookster.