About our team

We are the ones reinventing banking every day through digitization solutions, financial education, and sustainable financing. Annually, 1 in 5 Romanians buy a home using BCR's services and products, and 1 in 6 Romanians access personal loans for personal needs.

We are recognized as the best employer in banking according to undelucram.ro platform in 2023, and we hold the Guinness World Record for “The Largest Financial Literacy Lesson”.

How you will contribute

• Ensures of the business relationship management of the assigned portfolio, proposing individual strategies at the level of each client, depending on their financing needs;
• Performances' assessment of the Clients’ portfolio; 
• Elaborates structures of complex financing transactions (in collaboration with the Departments of Financial Analysis and Specialized Products), trains and actively coordinates the teams involved in the transaction;
• Contributes to the drafting of the credit application, monitors the approval and implementation of financing facilities;
• Proposes the first vote in approving the credit documentation related to the clients in the assigned portfolio;
• Prepares credit documentation and public participation offers, together with the responsible departments - if necessary, monitors of credits (limits, operations, risks) and administered guarantees (verification of legal documents, validity, compliance);
• Provides support on demand for the other functional entities from the front office in transactions with clients from the segments of state companies, getting involved from the early stage in discussions and negotiations of offers and in the preparation of related documents.

What will help you be successful

• A university degree, preferably in Economics, Finance, or related fields;
• Relevant sales experience in financial and banking institutions, especially within the Public Sector/  SME/Corporate sector;
• Minimum 2 years experience in financial and banking institutions;
• In-depth knowledge of banking products, banking market, corporate or public sector segment, risk management;
• Strong understanding of accounting principles, financial indicators, and financial analysis;
• Exceptional relationship-building, sales, and negotiation skills;
• A high level of energy, enthusiasm, and motivation;
• A proactive approach to strengthening client relationships;
• A customer-centric attitude with a knack for solving challenges, problems, and opportunities with finesse;
• Fluency in English, both spoken and written;
• Ability to analyze and synthesize;
• Ability to develop and sustain presentations.

Sounds like you'd be a good fit? Well, check out what we provide for our passionate people

• Monthly budget for benefits through the Benefit online platform;
• Performance-based bonus;
• Banking facilities, benefits for private pension and discounts on insurance policies;
• Holiday bonuses for employees;
• Private medical services for you and your family;
• Hybrid and flexible work schedule;
• Up to 27 days of leave depending on professional experience;
• Extra 7 days off per year if you have used up your vacation days;
• Day off for your birthday;
• Personal, professional, wellbeing development programs, and platforms that allow you to learn anytime, anywhere, and from any device;
• Subscription to Bookster.