Risk Manager

Risk Manager

Localitate:  Bucuresti
Durata Contract:  Nedeterminat
Domeniu:  Managementul Riscului

About our team

BCR is the place where you learn, grow, and contribute to shaping the future of banking. We are recognized as a school of excellence in banking, a top employer in the banking sector, and a team open to learning, where every colleague feels noticed and valued.

We are an organization that values people and supports them in having a life that brings fulfilment, security, and balance.

How you will contribute

  • Analyzes assigned operational risk events, with a focus on identifying root causes and determining preventive measures to avoid similar incidents in the future;
  • Enters and validates operational risk events in the relevant databases and dedicated applications;
  • Performs periodic monitoring of operational risk incidents recorded in internal databases to ensure information is updated and accurate;
  • Reconciles information from internal applications with accounting records and other available sources;
  • Contributes to the definition, collection, and monitoring of operational risk indicators (KRIs);
  • Develops and performs operational risk scenarios;
  • Prepares periodic operational risk reports;
  • Provides support to business units in the risk and control self-assessment (RCSA) process regarding the Bank’s operations and activities, with the objective of identifying operational risk vulnerabilities; proposes preventive and mitigation measures together with the involved entities and monitors their implementation and reporting;
  • Supports the Outsourcing Manager and the Outsourcing Team in the risk assessment process related to outsourced activities;
  • Drafts internal regulations and procedures specific to operational risk management and ensures their periodic review and update in accordance with applicable regulations;
  • Identifies operational risks associated with new products, processes, and procedures, and ensures that appropriate mitigating measures are incorporated into the relevant procedures and workflows;
  • Undertakes the necessary actions for the centralized procurement and management of insurance policies at Bank level, covering both the Bank’s assets and operational risks within the BCR Group;
  • Throughout the validity period of insurance policies, provides support to functional entities to ensure the smooth management of the relationship with the insurer and facilitates the recovery of requested indemnities/insurance claims;
  • Calculates Risk-Weighted Assets (RWA) for operational risk under the Basic Approach methodology.

What will make you be successful

  • University degree in Economics, Finance, Banking, or a related field;
  • Minimum 3 years of professional experience, of which at least 2 years within financial and banking institutions;
  • Advanced knowledge of banking operations in general and operational risk management in particular;
  • Good understanding of the Bank's products and services, including banking products and services across all business areas;
  • Solid economic and financial knowledge;
  • IT skills: Microsoft Office Suite (Excel, Word, PowerPoint) and Outlook;
  • English language - professional level.

Sounds like you'd be a good fit? Well, check out what we provide for our passionate people

  • Monthly budget for flexible benefits through the Benefit Online platform; 
  • Performance-based bonus; 
  • Banking facilities, benefits for private pension and discounts on insurance policies; 
  • Gifts for special occasions;
  • Private medical services for you and your family; 
  • Hybrid and flexible work schedule; 
  • Up to 27 vacation days depending on your professional experience;
  • Extra 7 days off per year if you have used up your vacation days;
  • One day off for your birthday;
  • Wellbeing, personal and professional development programs, and platforms that allow you to learn anytime, anywhere, and from any device;
  • Subscription to Bookster.