Distribuie posturile

Senior Product Manager_Micro Companies_Retail Products and Segments Div.

Senior Product Manager_Micro Companies_Retail Products and Segments Div.

Localitate:  Bucuresti
Durata Contract:  Nedeterminat
Domeniu:  Product management

About our team

You will be part of our enthusiastic Product Management team who gets its energy from the transformation of ideas into reality, working together as a team, striving to digitalize the processes and it is fully committed to excel in customer satisfaction. We want to make a difference for the market – we want to sell the products the right way: deliver value  and financial education.

Summary of the role

As a Senior Product Manager, you will have an important role in defining the micro-companies products and the end-to-end processes related to the owned products and related services. You will contribute to the products strategy definition, you will closely monitor the products – you will define and implement actions to support the strategy execution and be responsible for the entire products lifecycle, processes efficiency, digitalization and will be a key contributor to the implementation of cross-functional projects impacting micro-companies  area.

How you will contribute:

  • Analyze and monitor the products and services for the micro-companies segment, PFA and liberal professions from the bank's offer in terms of: sales volumes, profitability and competition. Monitor the profitability on the distribution channel and proposes measures to improve them;
  • You analyze, monitor and are responsible for the E2E processes related to the managed products and you propose optimization solutions;
  • Coordinate the policy and the processes of designing new products, improving the existing ones, withdrawing the products from the offer and perform cost-benefit analyzes on product types;
  • Participate in the formulation of proposals regarding the sales objectives for the Retail Distribution Network, as well as their expected profitability within the budgeting process of the Retail Area & Private Banking Line;
  • Propose the price structure, analyze and establish the pricing and commissioning system of all asset products for PFA and micro-companies
  • Elaborate and implement the regulations and working instructions regarding the assigned processes and products, ensure the definition of the product parameters and ensure their implementation in the bank's IT systems, in cooperation with the other directions involved ;
  • Team up and collaborate with support entities in resolving any situation that arises and which leads to the need to modify products/ processes and provide support in resolving customer complaints (eg operational risks, errors, etc.);

What will help you be successful:

  • Good understanding of the micro-companies  segment market: competition screening, digitalization trends, client’s needs, dynamic and financial market trends;
  • You are no stranger to the digital lending products: we want to keep optimizing and digitalizing and we need you to contribute;
  • You can easily put together a business case without any sweat and you have what it takes to align it with the financial stakeholders;
  • You don’t find it difficult to read and understand a new law in the retail banking field; the EU and local regulators are keep improving the regulatory framework and we don’t compromise in keeping up with any requirement or tight deadline;
  • You like understanding the technical side of the product: we never get bored to submit business specification for new IT change requests, so neither should you;
  • We LOVE to digitalize and so should you;
  • You have grit – we are managing a big portfolio of products and we don’t want to stop here;
  • Loving to collaborate with people and be able to motivate, empower, challenge and stimulate them;
  • We count on you to be able to work in an autonomous way, to take initiative and to make decisions of your own;
  • Proven planning & organizational skills;
  • Have a product vision and be able to demonstrate it;
  • You are curious, you don’t want to stop learning, you aim high in your career and truly believe that with perseverance and willingness anything can be done;
  • Excellent Microsoft Excel competencies. We have loads of data to analyze, so we are really counting on your competencies to get the most of it;
  • Minimum of 4 years relevant banking experience, out of which minimum 3 years in lending product management.

Sounds like you'd be a good fit? Well, check out what we provide for our passionate people:

  • The opportunity to develop yourself in one of the most important banking institutions from Central and Eastern Europe;
  • Flexible working schedule and work from home policy;
  • Private medical insurance;
  • Up to 27 vacation days depending on your years of experience;
  • Days off for unexpected events;
  • Free day on your birthday;
  • Banking products and private pension benefits;
  • Flexible benefit plan through Benefit online platform.