About our team

BCR is the place where you learn, grow, and contribute to shaping the future of banking. We are recognized as a school of excellence in banking, a top employer in the banking sector, and a team open to learning, where every colleague feels seen and valued.

We are an organization that values people and supports them in having a life that brings fulfillment, security, and balance.

How you will contribute

• Manage and grow an assigned client portfolio, proposing tailored strategies for each client while actively attracting new ones;
• Assesses the performance of the clients within portfolio;
• Identify and seize new business opportunities, initiate transactions, and collaborate with other business areas;
• Prepare offers for new and existing products, involving specialized teams as needed;
• Structure financing and non-financing transactions and coordinate the teams involved;
• Contributes to the preparation of credit application, and monitors the approval and implementation of financing facilities;
• Proposes the initial approval of the credit documentation for clients within the assigned portfolio;
• Monitor loan quality, identify risks, and propose remedial actions to optimize risk/profit;
• Oversee outstanding amounts and take appropriate actions when necessary;
• Provides on-demand support to other front-office entities in client transactions

What will help you be successful

• University degree, preferably in Economics, Finance or related fields;
• Minimum 3-5 years of sales experience in financial-banking institutions, Large Corporate area/ Public Sector;
• Fluency in English, both spoken and written;
• Excellent knowledge of financial products and banking market;
• Understanding of accounting principles, financial indicators and financial analysis. LMA terms and conditions;
• Excellent relationship, sales, and negotiation skills.
• Strong grasp of economic and commercial trends, as well as market dynamics;
• Legal knowledge of state and private company legislation in Romania;
• Strong analytical and synthesis abilities;
• Excellent presentation skills;
• A proactive approach in looking for ways in strengthening business relationship with clients;
• Customer-care attitude and strong abilities to solve promptly and professionally challenges, problems and opportunities.

Check out what we provide for our people

• Monthly budget for flexible benefits through the Benefit Online platform;
• 13th month salary;
• Performance-based bonus;
• Banking facilities, benefits for private pension and discounts on insurance policies;
• Gifts for special occasions;
• Vacation allowance;
• Private medical services for you and your family;
• Hybrid and flexible work schedule;
• 1 month / per year of remote work from abroad (UE);
• Up to 27 vacation days depending on your professional experience;
• Extra 7 days off per year if you have used up your vacation days;
• One day off for your birthday;
• Wellbeing, personal and professional development programs, and platforms that allow you to learn anytime, anywhere, and from any device;
• Subscription to Bookster.