About our team

We are the ones reinventing banking every day through digitization solutions, financial education, and sustainable financing. Annually, 1 in 5 Romanians buy a home using BCR's services and products, and 1 in 6 Romanians access personal loans for personal needs.

We are recognized as the best employer in banking according to undelucram.ro platform in 2023, and we hold the Guinness World Record for “The Largest Financial Literacy Lesson”.

How you will contribute

You will be involved in the structuring and execution of complex lending transactions focused on customized financing solutions for pure project finance investments and for leveraged finance acquisitions.

• Participate together in client meetings and interviews to thoroughly understand the business model, the investment projects and the financing need;
• Lead and participate in structuring and negotiating financing offers for the pursued deals;
• Design and create proficient financial models;
• Prepare indicative Head of Terms, Term sheets, credit applications and presentations;
• Lead RFP processes for contracting independent Due Diligence with third parties specific for each deal;
• Lead and participate in internal greenlight and approval processes, both in BCR and in Erste Holding;
• Contribute in the documentation negotiation and closing, as well as in the subsequent specific Project Leveraged Finance conditions monitoring for the deals in the allocated portfolio;
• Perform industry researches and market analyses either as part of a specific deal or for internal knowledge build-up;
• Prepare qualitative pitching proposals for the potential corporate customers/ private equity/ project sponsors in collaboration with the Corporate Coverage / Syndication/ Erste Holding colleagues.

What will help you be successful

• University / Master’s degree in finance, accounting, economics or other quantitative degree;
• CFA/ ACCA qualification or in progress is appreciated;
• Several years of relevant experience in Project/ Leveraged/Structured Finance, Corporate Finance or BIG 4 advisory units;
• Solid knowledge in MS Office (Excel, PowerPoint);
• Excellent command of English (spoken and written);
• Previous experience in financing Renewable Energy is an advantage;
• Excellent analytical, financial analysis, financial modelling, business writing and communication skills;
• Focused, determined, performance driven and solution oriented;
• Self-organized and able to work either independently or to collaborate in various project team set-ups.

Sounds like you'd be a good fit? Well, check out what we provide for our passionate people

• Monthly budget for benefits through the Benefit online platform;
• Performance-based bonus;
• Banking facilities, benefits for private pension and discounts on insurance policies;
• Holiday bonuses for employees;
• Private medical services for you and your family;
• Hybrid and flexible work schedule;
• Up to 27 days of leave depending on professional experience;
• Extra 7 days off per year if you have used up your vacation days;
• Day off for your birthday;
• Personal, professional, wellbeing development programs, and platforms that allow you to learn anytime, anywhere, and from any device;
• Subscription to Bookster.