Specialist (all genders) CtB Rating & Financials

Working with us means believing in the future; in the great people who are shaping it together every day and in the wide-ranging career paths it opens up. #believeinyourself

Erste Group was founded in 1819 as the first Austrian savings bank and is today one of the largest stock-listed banking groups in Central Europe. As an attractive employer, Erste Group offers interesting career opportunities in an international environment.

Join our Rating & Financials team within Credit Risk Portfolio Management at Erste Group. We shape the future of group wide rating processes by combining solid risk fundamentals with automation, digitalization and continuous change initiatives. This role is suited for professionals who actively contribute to transformation, enjoy collaboration across teams and are motivated to improve processes on an ongoing basis.

The Rating & Financials team is responsible for the operational execution and quality assurance of financial statement analyses and corporate rating processes across Erste Group. As business owners of the group wide financial analysis tool, we ensure its continuous development, data integrity and effective usage across subsidiaries through close alignment of business, risk and technical perspectives.

While Run the Bank (RtB) ensures stable and compliant rating and financial spreading operations, Change the Bank (CtB) is continuously involved in initiatives and projects aimed at improving and transforming processes. Our work includes automation, digitalization and the implementation of new rating models, as well as the ongoing enhancement of tools and workflows used in the lending process. In this context, we translate requirements arising from initiatives into clear priorities and concrete improvements with the focus of using AI technologies, coordinate across functions and contribute to sustainable group wide change. Together, we create a consistent yet evolving rating framework and continuously challenge existing ways of working by trying to simplify and automatize.

Your Responsibilities

As a specialist in the CtB stream, you will actively contribute to Change the Bank initiatives and projects by supporting the transformation of rating and financial analysis processes across Erste Group.
You will:

• Drive automation and digitalization of rating and financial analysis workflows
• Contribute to the implementation and enhancement of rating models, particularly for Corporate and Specialized Lending portfolios
• Work closely with risk, IT, model development and business stakeholders across the Group
• Challenge existing processes and help transform manual steps into efficient and scalable solutions by leveraging AI-based technologies
• Support the ongoing development and usability of the financial analysis system

Your Profile

• Relevant professional experience in banking, credit risk or financial analysis, with a solid understanding of financial statements
• Curious, proactive and open to change, with a strong “try & improve” mindset
• Interest in automation, digitalization and process optimization (experience is an advantage but mindset is key)
• Motivation to work collaboratively in cross functional and international teams
• Solid foundation in accounting or finance (e.g. Master’s degree in economics, finance or a related field)
• Clear and confident communication skills and comfort in driving topics forward
• Fluency in English; German is a strong advantage
• Experience with IT coordination, testing, databases or basic programming concepts is beneficial
• Strong team spirit and the ability to work effectively with colleagues across different functions, age groups and experience levels

Our Offer

• Discover and enjoy the benefits of Erste Group
• The minimum wage for this full-time position in accordance with the collective agreement with complete fulfillment of the functional profile is EUR 55.176,52 gross per year. But this is just a formality - we would be happy to talk about your actual salary in person! 
• We offer our employees the opportunity to divide their hours between working from home and at the office.
• We consider the diversity of our employees as key to innovation and success. As employer we are proud to offer everyone equal chances, irrespective of age, skin colour, religious belief, gender, sexual orientation or origin.